Top 20 Places To List Your Business Online In 2020

There was a time when your business information listed in the yellow pages only! Presently, most of the small and medium-size businesses prefer to list their business information into several online directories. Currently, in the US, most of the consumers search for major search engines to find local businesses. Several people search by their smartphone and find local businesses and visit that shop or office within the same day. And 18% of people are ready to buy that product immediately. So, if you want to enlist your business on major listing sites, then in this article, we are providing you top 20 places for listed your sites.

What information do you need to list online?

Google research shows, most of the online consumers search about product information, company hours and directions, and business location. Several companies earn good customer reviews for online business. And most of the potential customers believe those reviews and prefer that company to buy from. Other studies also show, that those companies who offer their customer’s coupons and special offers, customers prefer them always.

Here is the top 20 best websites where you can list your product or business:

1.) Google My Business https://www.google.com/business/

Google is one of the major search engines now! So, if you are thinking about which search engine you will choose for your business, most of the expert recommend Google. This major search engine has the Google My Business option where you can list your business details free of cost.

Google advises that you will be far more visible to the vast majority of users of both Android and iPhones searching for businesses within a 5-kilometer radius. Google also provides more user-friendly tools for your businesses. This platform is the best for small and medium-size business and they get the most traffic from this source.

Google My Business helps to improve website rankings and increases website traffic as well. If you register your business here, you will get several benefits like posts reviews from your consumer’s, SEO ranking to optimize your traffic and it allows you to insert special offers, videos, printable coupons, preferred payment methods, opening hours, and other meaningful information. It also has an analytics function that permits you to track who is searching for your brand. It’s completely free and you can easily register.

2.) Try Bing Places for Businesses https://www.bingplaces.com/

This is one of the best platforms for a business listing. Here you will be able to add locations, videos, photos, and much more. Quick and free registration. Bing is another major search engine and it can be a default search engine for tablets, desktop of windows 8, and some other tablets.

3.) Try Yahoo Local Listing https://smallbusiness.yahoo.com/local/

After Google and Bing, this is another major search engines and here millions of people search for different things. Here, you will get a free basic listing. But if you want to add photos and company details, then you have to subscribe monthly $9.95 and if you want to pay $29.99 per month, you will get more 40 listing sites. Though Yahoo is not as popular as Google or Bing, its local business is great for local SEO!

4.) Try Facebook https://facebook.com/

Facebook is a great place to create a page for your business. Not only will it help you be found when people search for your business, you can publish and tailor your ads to reach specific demographics.

5.) Try Apple Maps https://mapsconnect.apple.com/business/

Get your business listing shown in Apple Maps for free. Just simply fill out your business information and you are good to go.

6.) Try Chamber of Commerce https://www.chamberofcommerce.com/members/add-business

Here you can list your business with the Chamber of Commerce. Customers can find you by category or by seraching your name. This is a great place to list your company.

6.) Try Yelp for Business https://biz.yelp.com/

This is another great place for listing your business. Here, you can get consumer reviews. And it also allows you to send private and public messages to customers. A report shows, within age 18 to 34, 42% of people use yelp and 61% are college students and 46% earn $100,000 annually. Major categories include restaurants, shopping, and home services. Register now for your business.

7.) Try Yellow pages https://www.yellowpages.com/

This is another popular place where you can list your business easily. This is a platform where you will be able to get a million searches easily. It offers lead generation, advertising, and detailed ad performance data. They also have a YP app which a survey report shows more than 70 million people visit. So, you can use this platform for your business and increase leads.

8.) Try White pages https://www.whitepages.com/

In this platform there are already 30 million companies are listed. Here, you will get a chance to sponsor advertisements and premium text messages. You have to choose a package as per your need and requirement. To know more details visit their website now!

9.) Try Superpages https://www.superpages.com/

This is another popular website which offers a free listing opportunity. Here, you will get several helpful options, lottery listing, and weather listing as well. You can also get here Facebook sign-in option.

10.) Try MerchantCircle https://www.merchantcircle.com/

This is the best platform and it is completely free. This platform is ideal for small and medium-sized businesses. If you want to reach to your local customer, then this platform is the ideal for you. You can try their free publishing tools, create blog posts boost your listing, advertise, etc. If you are active more online then you will get a good response as well.

11.) Try Yellowbook http://www.yellowbook.com/add-update-listing/

This is another best business listing sites where you can list your business. You can provide a small description of your company, website link, and business information. You can also add a map to your office address. Once you add it, this will display within all yellow book segments. Register your website now!

12.) Try Yellowbot https://www.yellowbot.com/

This is another great platform like yellow pages. Here, you will be able to add your business description. You will find a customer reviews option, and the premium package option allows you to choose a fast sign-in option, search option, etc. You can sign up here at free of cost.

13.) Try Manta https://www.manta.com/add-your-company/

This is another great platform for an online resource and this platform is ideal for small and medium-sized businesses. Its directory includes millions of unique visitors and they search comprehensive databases easily. They also provide strong customer care support. You can promote your products, they provide advice, and promotional tools for small businesses. You can register here very fast and you can choose any package as per your needs and budget.

14.) Try Citysearch http://www.citysearch.com/

This is another best listing site and popular for different segments like spas, restaurants, bars, foods, hotels, and other businesses across the US. You can download their mobile app and use for your promotion. They offer fast service and millions of people every month visit their website. List your business here now!

15.) Try MapQuest https://business.mapquest.com/products/business-listing/

This is the best business listing website for small and medium scale business. Through this site, customers can easily find your business locally. The Washington Post last year did a survey and found in every 20 smartphone user’s, one uses this app. This is a very popular site and you can list your business immediately.

16.) Try Local.com https://www.local.com/

This is a completely free directory and once you click on all of the info, you will find complete details like deals, events, city, and more details. Its database includes more than 16 million business listing which includes every zip code in the US. Here, you will also be able to get coupons and discounts.

17.) Try Foursquare https://foursquare.com/

This is another awesome business directory in the US. You can sign up on this site through your social media site. And you can also provide them with comments as well. They have the Foursqure app as well. Last year 60 million people registered on this website for business and other purposes. They also have 50 million active users. So, you should list your business here.

18.) Try Dexknows https://www.dexknows.com/

This business listing site always monitors its client’s reviews and ratings. They also provided data to a business owners on how customers engage with their business profile. They also provide offline and online business opportunities. You can install their app from Android and Apple phones as well.

19.) Try Angie’s List https://www.angieslist.com/

This site is another popular site for business listings. More than 3 million people use this business listing site. In this site, and you will find several business reviews in 720 categories. This company has become one of the fastest-growing companies in media, technology, and telecommunications. Create a profile here and enjoy it.

20.) Try Hotfrog https://www.hotfrog.com/

This is a free website listing site and here if you list your website, people will be able to find it on Google search engine. You will be also able to get coupons. This site has a monthly approx. 1.6 million active users. And it spread across 38 different countries. To know more details sign up here.

 

Bonus: Deluxe free scan – Deluxe offers a free dircetory scan of your business. They have more than 50 online directories and social networks and different search sites, which ensure you that your business and contact details are listed successfully and correctly. And they also find a better opportunity for your business. Click here for a free business listing scan.

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Report Credit Payments

How To Report Your Client’s Payments To The Business Credit Bureaus.

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A sound number of entrepreneurs emphasize establishing a substantial business credit as it lays a stepping stone to new business opportunities as well as financing ventures while saving money when borrowed.

Usually, small businesses provide services or products with zero upfront costs or extend payment terms. These businesses can assist their customers and further strengthen the business by reporting the payment history to commercial credit reporting agencies. These customer payment records, if reported, appear on commercial credit reports.

Why all that effort? What are the reasons and benefits?

  1. Inspirit good conduct:

In atrocious financial conditions, most of the people will prioritize the bills that influence our credit over the bills that have no effect. Businesses should also follow the same instinct. When you remind your customer about the credit, eventually it will hearten your client to look into your invoice on a priority basis. The commercial credit bureau does this practice by providing stickers that are put on invoices to remind clients that payments will be included in their credit records.

  1. Assist your clients to build business credit:

This reporting of payments aids the clients to creating progressive business credit references that uplifts in building a strong credit score. Convincing payment history will benefit them in developing staunch credit scores. Majority business owners trying to establish resilient business credit, now are inclined to search out and conduct business with the companies that report more often.

  1. Improve your conclusion:

Credit reporting agencies can provide you an insight on trends and historic data to develop predictive scoring. This interaction with the commercial credit reporting agency helps improve the data and judgments alike.

  1. Help Other Entrepreneurs avoid deadbeats:

Better data collection by data reporting agencies will eventually help in a more concise evaluation, prediction, and management of the risks involved. A good credit score is established when a business has a track record of paying on time. Businesses that fall behind on their bills are avoided as other business owners can look up for the credit record.

The commercial credit keeps the information about the names of creditors confidential. Rather the information is categorized as a lender or vendor type.

  1. How to report to Experian:

A renowned consumer credit reporting agency states that In the US about 99.9% of the companies are listed in their commercial credit database that includes extensive and verified third-party data. In simple words, Any type of business that invoices its clients may report their credit information or business payments. In simple words, you are eligible to report if your bill has not been paid by the business client.

Experian is always reachable by phone (1-800-478-0650), e-mail at BISdatareporting@experian.com or just by visiting their website

It is free to report with no limitations on the number of accounts to be reported.

Experian will ensure proper reporting of data and is very adaptable in terms of how the information is reported.

  1. How can you reach out to Dun & Bradstreet:

Dun & Bradstreet offers several score products and commercial credit reports to their clients but is known best for its Paydex score. The company includes about 12,000 trade partners that in turn provide a huge number of trade information, 1.5 billion a year to be exact.

The relationship manager of ‘Dun & Bradstreet’ is available 24/7 to help you start reporting. Visit ‘D&B’s website’ or reach ‘D&B’ at 844-201-9144.

Enroll into the trade exchange program so that you can account Dun & Bradstreet.

You must be a member of PPP or DNB services or have at least 300 active credit customers to report. QuickBooks can also be connected to ease reporting.

As a bonus for signing up, you will get stickers to put on the reports you send to Dub & Bradstreet. This will always remind the customers that they have a payment to make.

7. Problem reporting? Try this:

Quite a few business owners report the clients that are not clearing bills on time. A debt collector can also be hired if your business is unable to report. These collection agencies have an association with respective credit reporting agencies that allow debts to be reported.

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Credit Check Financial Banking Economy Concept

How To Get An 800+ Credit Score


Not that many people know because it is so rare but your FICO score is able to reach 850. Today we live in a world of instant gratification. GIMME NOW! …….. CHARGE IT!……By having a little self control you too can be in the 800+ credit club
Having a high credit score can drastically save you hundreds of thousands over the years in money from interest from mortgages, credit cards or purchasing a vehicle etc.
Here are 7 steps how to get above an 800+ credit score:

ON TIME PAYMENTS– Just paying on time is 35% of your score. NEVER make a late payment. The higher your credit score, the more it can drop with a late payme

INQUIRIES– Inquiries are only 5% of your score. Although this is a smaller factor it’s still important. 72% of people with 800 credit haven’t applied for “credit” in a year. I bet you didn’t know that fact!

MIX OF CREDIT– This is most likely the most important and less understood to obtain an 800+ credit score. FICO wants to see that you have a credit mix of BOTH revolving and installment loans. Revolving are credit cards or line of credit. Installments vary from personal loans, auto loans, mortgages, student loans etc.

It takes a long time to build a high credit score but one late payment can bring you crashing down. I know, I know life’s not fair… ;(

UTILIZATION – This is mostly taken into consideration from your revolving debt (credit cards & line of credit). The standard everyone knows is to have your utilization at 30% or less but if you really want to increase your score, have it less than 10%. Example: For a $10,000 credit card to have a utilization of 30% or less you need it under a $3,000 balance. Under a 10% or less utilization is a $1,000 balance or less.

INQUIRIES– Inquiries are only 5% of your score. Although this is a smaller factor it’s still important. 72% of people with 800 credit haven’t applied for “credit” in a year. I bet you didn’t know that fact!

MIX OF CREDIT- This is most likely the most important and less understood to obtain an 800+ credit score. FICO wants to see that you have a credit mix of BOTH revolving and installment loans. Revolving are credit cards or line of credit. Installments vary from personal loans, auto loans, mortgages, student loans etc.

If you just have one form of credit on your credit report such as just credit cards only, you’re most likely not going to be in the 800 club. A mix shows FICO you’re responsible with EVERY form of credit therefore a higher score like an 800+.

NUMBER OF ACCOUNTS – The average 800 credit score has 5 credit cards ALONG WITH a credit mix of a couple of installment loans (mortgage, auto, student loan, personal loan etc)

NEGATIVES – I think it is pretty understood to not have any derogatories/late payments/public records to be in the 800s. Not even one. If you have a derogatory or late you’re probably going to get knocked down to the 700 club and that’s if you’re lucky.

AGE OF ACCOUNTS – Think twice before you cancel your longest credit card! The longer the better is how FICO sees it. The oldest “average” credit card an 800+ person has is a $19,000 limit credit card and is 10 years old. Some people cut up and cancel their credit cards to get out of debt which is fine but remember FICO wants to see that you’re responsible with this so they give more points to people who have long credit history with credit cards.


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Personal Credit

How To Build Personal Credit

How To Build Personal Credit

 


In order to have the best opportunities for attaining financial freedom and independence, you should understand credit landscape. In the loaning sphere, your credit profile talks about your worth. Your record of previous credits is a direct reflection of your credibility as a worthy credit holder or not. In order to attain this worthiness, you must have a personal credit. So, here is how you can build personal credit:

Filing for the Secured Credit Card

Getting standard unsecured credit card may be hard, so you may consider the secured credit card. Secured credit card requires a collateral security and protection against the default, you will have to deposit a sum of amount into the account. Most individuals use the secured credit card who are willing to grow or fix their current credit score.

Becoming an Authorized User

This is one of the most important steps of all in building personal credit. Owning an authorized user of a good and healthy credit account makes you a credible and worthy user. After using a secured credit card or a credit account for six months, you should be able to receive a good credit history. With the passage of time, your worthiness and credibility will increase as your credit account becomes aged.

Note: It is very important to have a primary credit in your name, otherwise your authorized user account will be disregarded.

Applying for a Retail Credit Card

You can also apply for a retail credit card, which are very easier to obtain than any other form of credit card. Lower limits are offered by the credit cards along with high interest rates, so you must always be aware of the terms and the conditions before you finalize the deal. You should learn every rule, and then use the card wisely.

Retailers report to the three bureaus directly.

Applying for a Credit Builder Loan

You can also apply for the credit builder loan, which gives you a good amount of $500 to $1000 for your project. Typically, you are required to pay back the loan in a year. If you do not pay back, your amount is withheld until loan dues are paid. So, it is a good option anyway.

Use Cards Wisely

In order to build personal credit, you should not squander, spend on unnecessary things and keep your balance low and limit of the credit card high.

Thus, you will be able to build personal credit.


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Credit Bureaus

Major Credit Reporting Agencies That Control Your Credit Reports


Credit reporting agencies or credit reporting bureau that manage historical credit information about individuals and their businesses. The information that they receive is compiled into a credit report. This report shows the credit score that helps potential employees rate their credibility. Usually, the credit score is measured by Vantage Score and it’s the most modern way of calculating the credit score. It uses letters instead of numbers to calculate the credit score. Credit reporting has done its job for a century but with time local agencies were transformed into three main categories named Central US, Experian the West and Equifax.

Experian:

Experian is one of the biggest names in credit reporting agencies. It’s an Irish based multinational agency. It maintains more than 235 billion individuals and businesses. The company is based in Ireland with its offices in three major countries named as United States, the United Kingdom, and Brazil with 17000 employees. The company creates analytics based on the information collected from the users. This report can be used to predict whether to continue giving mortgages or not etc. The company provides free credit reports to US persons once in a year. Whenever a person buys a new car take a loan or purchase a house. He or she has to undergo a credit check. This credit check is very important. It proves a person’s financial condition to the seller. This check is in a form of credit report and these reports are generated by big names like Experian.

TransUnion:

TransUnion is another name in the Big three credit reporting agencies. A US-domiciled agency based in Illinois and has more than one billion individuals in their community. Like all other credit reporting companies, this company also provides a FREE credit report to its users once in a year. The cost of getting TransUnion is 9.95$ but it cost also depends on the area where you live.

Equifax:

Equifax, with more than one 800 million individuals it is another name in big three. Like other companies, it also provides demographic analytics, sells credit statistics and fraud prevention gigs to its customers. The company takes credit information and then creates analytics that shows the changes of a person to pay back loans and mortgages.

Big credit companies like Chase sapphire, Citi double cash and Discover it uses services of Equifax. Equifax has a good score of 760-850 and good score rating of 660 to 724.

Conclusion:

Summarizing all the above credit reporting agencies take useful credit information from its users and create a credit report and this report is extremely important for the business owner in checking the financial health of a person while he/she is purchasing mortgages, renting a house or maybe purchasing a car. Three big names control all the credit reports and among them, two big are Experian and Equifax. Besides creating report these companies also provide credit monitoring and fraud prevention services.


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Credit Card

How To Build Business Credit

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What Is Business Credit?

Business credit is a type of a credit, which is simply a track record of the financial responsibility of a business. The businesses are run by the business owners, investors or companies, which foretell about standing position of the business in the market – determining whether the business deals may be finalized with a particular business or money should be lent or not.

Why Is Business Credit Important?

Good credit is really important for a number of reasons. Firstly, it allows you to obtain the funds required for the expansion of the business, research and development, capital expenditures and other things. Business credit is also important as good credit business earns the business lower rates, easier loans etc. Good credit also increases reputation and standing within the market. This is why, good credit business is important.

How To Build Business Credit?

Understanding the importance of the business credit, you should try to grow your business credit over a long period of time. Here are some of the ways which will tell you how to build business credit:

Incorporate Business

Following the local laws, you should register your business enabling you to operate lawfully within the area.

Obtaining Federal Tax Identification Number

After successful incorporation of the business, you will receive an Employer Identification Number or EIN from the IRS.

Opening Bank Account

Now, it is time to open your business bank account so that all the transactions – carried out under your business name – are realized through this bank account.

Establishing Business Phone Number

Your business must also have its own business phone number. This would be required to open a business credit file.

Opening Business Credit File

You must fulfill all the requirements asked for filing for opening business credit successfully.

Obtaining Business Credit Cards

Having followed all of the above instructions, you should be able to obtain the business credit card now.

Establishing Line of Credit

Now, you must be able to establish the line of credit having obtained the business credit card. Usually, a bank may require you to have a good revenue for a number of years previously which will actually make you qualify for the line of credit. Thus, you can build your business credit.

Conclusion:

You should always check the terms and conditions of the business card you have applied for. While opening business credit file, you should read each and every line cautiously.

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